General liability insurance offers comprehensive protection tailored to meet the specific needs of your industry.

talking people sitting beside table
talking people sitting beside table

Get coverage for the uncertainties in business with general liability insurance.

man sitting while having coffee and using laptop
man sitting while having coffee and using laptop

What insurance does and does not cover.

This policy primarily addresses bodily injury to individuals outside of your business, as well as physical damage to their property. Notable exceptions to this principle encompass data loss and reputational harm, for example, if one of your employees defames a client. It is essential to recognise that this type of coverage does not extend to instances where you are sued for providing inadequate professional advice. Errors and omissions insurance may offer protection for your business against this specific category of risk.

What is covered by general liability insurance?

Bodily injury, property damage, advertising injury, and medical payments are generally encompassed within the coverage.

Offers protection against the risk of damages.

Upon reviewing your business environment, it becomes clear that safeguarding against potential damage to your buildings, equipment, and personnel is essential. However, it is equally critical to acknowledge the vulnerabilities associated with risks to third parties and other businesses, as these could result in substantial financial liabilities should you be found responsible.

man in white dress shirt sitting beside woman in black long sleeve shirt
man in white dress shirt sitting beside woman in black long sleeve shirt

How much does general liability insurance cost?

The cost of your policy may vary based on factors such as the industry type, geographic location, and overall size of your business, as your associated risks will differ accordingly.

When is general liability insurance required?

It is essential for your business to implement this type of policy if you ever engage with clients at your premises or theirs, or have any physical access to their equipment. Furthermore, this coverage may be mandatory for some businesses prior to the execution of a contract with you.

General liability insurance represents a fundamental requirement for most businesses. Please contact us to discuss your coverage options tailored to your business needs.