Individual health insurance provides essential coverage for healthcare expenses.

Don’t have insurance through an employer? You may need individual health insurance.

Preventative care is typically taken care of.

When acquiring individual health insurance, insurance providers typically cover up to 100 percent of the costs associated with preventive health care services, including checkups, screenings, and vaccinations. Understanding this is a crucial factor when evaluating health insurance policies.

Health insurance can be a complex topic. Please contact us to gain deeper insights into it and explore your coverage options.

Get health insurance with the flexibility of cost and coverage.

What should you consider when choosing a policy?

Depending on your health status and risk tolerance, you can typically find a policy and pricing structure that is well-suited to your needs. The four primary factors to evaluate include the deductible, copayment, annual limits, and the specific coverage provided within your policy.

• Deductibles represent the amount you are responsible for paying before the insurance coverage commences.

• Copayments indicate the percentage you contribute towards your medical expenses.

• Annual limits denote the maximum amount the insurer is obligated to pay throughout the policy term.

• Medical services, treatments, and medications that your policy encompasses.